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NEW QUESTION: 1
Brian is single and 32 years old. He is employed as a buyer for a large sporting goods retail chain and participates in an employer-matched 401(k) plan. He remembers hearing about the benefits of passively managed portfolios in a college investments course he took. Therefore, he is directing 100% of his 401(k) monies into an S&P 500 Index fund. He has also been investing all of his discretionary income into a regular account with the same S&P 500 Index fund. Brian's goal is to retire no later than his 55th birthday.
Is this the best investment strategy for him?
A. No. The S&P 500 Index consists only of large, domestic stocks, so Brian isn't as diversified as he could be, and his investments may not grow fast enough for him to retire on his 55th birthday.
B. Yes. Because index funds are passively managed, they don't have as high a turnover rate, and lower turnover rates result in lower tax bills for the investor. Brian gets diversification and a lower tax bill.
C. Yes. He is investing in a diversified portfolio of stocks that is passively managed, so he isn't having to pay big management fees.
D. Both A and B are reasons that Brian's strategy is the best strategy for him.
Answer: A
Explanation:
Explanation/Reference:
Explanation: No, investing all of his retirement savings and all his discretionary income into the same S&P
500 Index fund is not the best strategy for Brian because the S&P 500 Index consists only of large domestic stocks, so Brian isn't as diversified as he could be, and his investments may not grow fast enough for him to retire on his 55th birthday. Although the S&P 500 Index fund is passively managed, which results in lower management fees and lower tax bills, Brian could spread his money among other index funds that offer these same benefits as well. For example, he could invest in a small cap index fund, a mid-cap index fund, and even a foreign stock index fund, such as an EAFE Index fund. This would give him even more diversification potential, and since the stocks in which these funds invest are a bit riskier, the funds offer a higher expected return, which should advance him toward his retirement goal more quickly. Brian's investment horizon is sufficiently long for him to be able to handle the risk. Furthermore, investing all of one's money in a single fund-even a single S&P 500 Index fund-isn't the best strategy, especially if one has a lot of money to invest as Brian does. Not all S&P 500 Index funds perform equally well.

NEW QUESTION: 2
Which tool can be used to convert .wav files to the formats used by Embedded Voicemail?
A. LVM Greeting Utility
B. Advanced File Upgrade
C. HTMLconverter
D. Save Files asfeature within Manager
Answer: A

NEW QUESTION: 3
CloudWatchに独自のメトリックスを公開することは可能ですか？
A. いいえ、できません。
B. はい、ただしデータが集計されている場合に限ります。
C. はい、put-metric-dataコマンドを使用して実行できます。
D. いいえ、メトリックは組み込まれており、明示的に定義することはできません。
Answer: C
Explanation:
AWS CLIまたはAPIを使用して独自のメトリクスをCloudWatchに公開できます。 AWSマネジメントコンソールを使用して、公開されたメトリクスの統計グラフを表示できます。 CloudWatchはメトリクスに関するデータを一連のデータポイントとして保存します。各データポイントには関連付けられたタイムスタンプがあります。統計セットと呼ばれるデータポイントの集合を公開することもできます。
参照：
http://docs.aws.amazon.com/AmazonCloudWatch/latest/DeveloperGuide/publishingMetrics.html